September 04, 2009 10:58 am ET
Conservatives for Patients Rights has announced the September 8, 2009 launch date of a new ad, titled "No Promises." Its title should be "No Truth" because there is no factual information included in the spot.
CPR, "No Promises": "Despite what the president or congress say, their health care proposals do not guarantee you can keep your own doctor." [YouTube, accessed 9/3/09]
Americans will be able to continue to see their current doctor because their insurance won't change.
PolitiFact: "The Legislation Wouldn't Require Anyone To Switch Health Insurance." According to PolitiFact.com: "The legislation wouldn't require anyone to switch health insurance - though, in most cases, plans would eventually have to meet minimum benefit standards. The bills don't require anyone to join the federal plan. The House bill also has a provision that allows those who purchase their own insurance (those who don't get insurance through an employer) to keep their plan as long as they'd like, as long as the insurance company keeps offering it." [PolitiFact.com, 8/18/09]
CPR, "No Promises": "They don't guarantee you won't wait longer for care." [YouTube, accessed 9/3/09]
Rather Than Waiting In Line, Americans Simply Do Not Get Care. As Ezra Klein argues in the Los Angeles Times, "although Britain and Canada have decided that no one will go without, even if some must occasionally wait, the U.S. has decided that most of us who can't afford care simply won't get it." [Los Angeles Times, 4/7/09, emphasis added]
CPR, "No Promises": "There's no guarantee against health care rationing." [YouTube, accessed 9/3/09]
FactCheck.org: Rationing "Section Says Nothing Whatsoever About 'Rationing' Or Anything Of The Sort." In response to a claim that a section of HR 3200 legislates health care rationing, FactCheck.org wrote: "This section says nothing whatsoever about 'rationing' or anything of the sort. Actually, it's favorable to families and individuals, placing an annual cap on what they could pay out of pocket if covered by a basic, 'essential benefits package.' The limits would be $5,000 for an individual, $10,000 for a family." [FactCheck.org, 8/28/09]
CPR, "No Promises": "And no guarantee you won't lose your current insurance." [YouTube, accessed 9/3/09]
House Bill Allows For Continuation Of Current Coverage. According to PolitiFact.com: "The House bill allows for existing policies to be grandfathered in, so that people who currently have individual health insurance policies will not lose coverage." [PolitiFact.com, 7/22/09]
CPR, "No Promises": "That's because the president's public option plan could lead to government-run health care. Don't be fooled. Tell President Obama to drop his government-run public option plan." [YouTube, accessed 9/3/09]
If the health care delivery system in the United States is not fixed, millions of Americans will continue to live at the mercy of the private health insurance market.
Without Reform, Premiums Will Continue To Be Unaffordable For Many Americans. According to a recent study released by Families USA: "In 2008, the uninsured paid an average of 37 percent of the cost of care that they received out of their own pockets. However, they cannot usually afford to pay the whole bill on their own, and a portion goes unpaid (this is called 'uncompensated care'). To cover the cost of this uncompensated care, health care providers charge higher rates when insured people receive care, and these increases are passed on to those who have insurance in the form of higher premiums, known as a 'hidden health tax.' In 2008, for example, this 'hidden health tax; increased premiums for family health coverage by an average of $1,017, and, for single individuals, by $368." [Families USA, Coverage for America: We All Stand to Gain, accessed 7/22/09, parentheses original]
Some Insurance Companies Treat Caesarean Sections As A Pre-Existing Condition. According to the New York Times: "Insurers' rules on prior Caesareans vary by company and also by state, since the states regulate insurers, said Susan Pisano of America's Health Insurance Plans, a trade group. Some companies ignore the surgery, she said, but others treat it like a pre-existing condition. 'Sometimes the coverage will come with a rider saying that coverage for a Caesarean delivery is excluded for a period of time,' Ms. Pisano said. Sometimes, she said, applicants with prior Caesareans are charged higher premiums or deductibles." [New York Times, 6/1/08]
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